* Loan proceeds are deposited into a secured savings account (also known as Credit Builder Security Deposit Account) with WebBank, Member FDIC. The savings account does not earn interest. The funds in your secured
savings account will not be accessible until your loan is paid in full or canceled. You build savings by having funds available to you at the end of the loan in your accumulated savings account. Note that interest and a
one-time, prepaid, administration fee apply to the loan product.
1 Account closings may negatively impact your credit score. The account openings and closings of your Credit Builder Loan will be reported to credit reporting agencies. For example:
2 Starter Loan:
Your loan amount is $520. You make $25 monthly loan payments for 24 months and there is a $9 administration fee. 15.92% Annual Percentage Rate. 15.92% Annual Percentage Rate. By the end of your loan term, you will have paid
$609 ($89 cost).
Intermediate Loan: Your loan amount is $724. You make $35 monthly loan payments for 24 months and there is a $9 administration fee. 15.97% Annual Percentage Rate. By the end of your loan term, you will have
paid $849 ($125 cost).
Value Builder Loan: Your loan amount is $539. You make $48 monthly loan payments for 12 months and there is a $9 administration fee. 15.65% Annual Percentage Rate. By the end of your loan term, you will have
paid $585 ($45 cost).
Expert Saver Loan: Your loan amount is $1,663. You make $150 monthly loan payments for 12 months and there is a $9 administration fee. 15.91% Annual Percentage Rate. By the end of your loan term, you will
have paid $1,809 ($146 cost).
PRGB, Inc. (“Build“) is not a bank and does not originate any loan, credit card account, or extension of credit. Build is a third-party marketing vendor and servicer. All loan products, effective May 26, 2023, are issued by
WebBank, Member FDIC. All loan proceeds are deposited into an account with WebBank, Member FDIC. Loan products that originated prior to May 26, 2023 will continue to be serviced by Synapse Credit LLC. The Build Secured Card
is issued by WebBank, Member FDIC, pursuant to a license from MasterCard. Access to loan products and the Secured Card is subject to approval by WebBank, who determines qualifications for and terms of credit. Individual
borrowers must be U.S. Citizens, permanent residents, or non-resident U.S. Aliens and at least 18 years old. Valid bank account and Social Security Number are required. All loans and credit card accounts are subject to ID
verification. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. This product will not remove negative credit history from your credit report.
Not available in all states. Certain terms and conditions apply. See the loan application and disclosures for full details.
3 The average approved Cash Advance is $100 as of October 13, 2023. Cash Advances can arrive within seconds when Express Delivery is chosen, for a fee of $4.99 to $10.99.
There is a maximum fee of $10.99 for Express Delivery, which allows you to have access to the funds in seconds. Standard Delivery is free and takes 1-3 business days to settle in your account.
4 Not all personal bank accounts are accepted for Money App's Cash Advance product. Not all applicants will qualify. You need a linked debit card and a linked bank account with a history of direct deposits. Terms
and conditions apply. Not available in all states. Money App's Cash Advance service has a 0% Annual Percentage Rate. Your available Cash Advance limit will be displayed to you in your Money App account and may change from
time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by Money App.
This service has no mandatory fees. Regular delivery is free and takes 1-3 business days to settle in your account. You may pay an optional Expedited Delivery Fee for expedited funds delivery. For a $40 Cash Advance with an
Expedited Delivery Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date. A Money App Cash Advance is a non-recourse product; you will not be
eligible to request a new advance until your outstanding balance is paid. See the Cash Advance Agreement for additional terms, conditions, and eligibility requirements.